Insight is one of the worlds leading single source providers of IT products and services. From competitively priced computers, hardware and software to services ranging from basic configuration to advanced design implementation and financing we solve the IT needs of businesses and organisations of all sizes. Insight is a global organisation; with a multi award winning UK operation producing combined annual revenues of $2.9b. Insight utilises a broad range of skills and technologies to deliver IT product and services that support business critical infrastructures and processes.

Insight Global Finance (IGF) is a wholly owned subsidiary of Insight and a specialist division dedicated to serving the financing needs of businesses requiring funding for a wide range of IT or non-IT products. IGF’s objective is to provide financing options to allow our customers to acquire the most suitable equipment for their needs.

IGF was established to compliment Insight’s single source provision model and avoid negations between customers, finance house and supplier. Amongst the benefits you will experience from this approach are:

• Single source provision for IT products, software, services and financing needs
• IGF is manufacturer independent. You pick the manufacturers with the best solution and Insight include their products in the lease
• Unparalleled speed in integrating the processing of your orders and financing at the same time
• Flexibility for present and future technology requirements
• Specialists in providing innovative financing solutions for your IT needs

Leasing is a method of funding that keeps money in your business rather than locked into depreciating assets. Instead of paying in full for any product or service Insight will structure regular repayments to meet your cash flow and budgetary requirements over a time frame to suit you. It’s a cost effective alternative to paying cash. The key principle is that it’s the use of IT equipment in a business which produces benefits, and not ownership. Leasing delivers that use, with the flexibility to structure payments that maximise customer returns over the life of the agreement.

The fundamental principle of leasing is that the customer gets immediate access to an equipment solution whilst spreading the cost & utilising budgets to their maximum potential.

• Identify the equipment you need with your Insight account manager
• An agreement is then drawn up between you and the funder by Insight under which you have the use of equipment in return for regular payments over an agreed period of time.
• At the end of the agreement, you may have the option of returning the item, replacing it, or extending the agreement further.

Stretch Your Budget
Companies often struggle to balance the need for new technology with budget constraints. Leasing helps stretch budget pounds with monthly, quarterly or annual repayments.

Assists cash flow
Users can spread their payments over the expected lifetime of the equipment, and avoid committing cash to depreciating assets.

Ability to Upgrade Technology as Needed
As your computing needs change, leasing through IGF gives your company the ability to add-on or upgrade your technology when the need arises. Refresh your assets without the time constraints associated with capital acquisitions.

Flexibility to Meet Unique Financing Needs
Leasing provides unmatched flexibility to custom-tailor a program to meet your company's individual needs. IGF offers a wide range of programs and options to meet specific cash flow requirements.

Conserve Capital
With a IGF Operating Lease, your cash remains untouched and available for other profitable uses. In addition, leasing expands your company's financial resources without affecting established credit lines.

Gain Tax Advantages
Many companies realise significant tax benefits from leasing their technology. Lease repayments are generally tax deductible and can be treated as a business expense. Consult your accountant or tax advisor for specific details on this important benefit.

Reduce Up-Front Costs
Conventional bank financing typically requires a minimum balance. With leasing, there is no minimum balance or down payment required.

Minimise Risk
When you purchase computer equipment, you run the risk of owning technology that rapidly becomes obsolete. Leasing through IGF makes upgrading or adding on to your technology easy.

Finance ALL Technology, Equipment and Service Needs
Leasing allows your company to finance an entire solution - hardware, software, peripherals, as well as soft costs like service and installation. You make a single lease repayment for all your needs. We can help your company keep pace with technology and develop a strategy to manage your financial options. Make IGF your technology financing partner.


The IGF Technology Refresh Program provides a flexible, convenient and cost-effective way to refresh your technology on an as-needed basis. Our goal is to add value to your technology by lowering your total cost of computing.

We will analyse your current assets and future needs and customise a strategic plan that enables your company to take advantage of new innovations, refresh your assets, dispose of retired technology and maximise your financial options. In short, the IGF Technology Refresh Program brings together the entire solution.

Our wide variety of flexible financing options and technology refresh solutions provides customers with the ease of doing business with a single partner for all their technology and financing needs. Your company can finance hardware, software, peripherals, service contracts, installation - even non-technology based assets - bundled into one package. Technology Refresh options are available without additional fees.

Irrespective of the leasing option you wish to use, the process is convenient, cost-effective and timely. The strength of IGF’s financial resources allows us to provide competitive rates. We focus on meeting your needs with quality products and responsive service.

The IGF Technology Refresh Program makes managing technology convenient and affordable. Contact your Account Manager and ask to speak to an IGF representative for an innovative approach to maximising your technology ownership


Operating Lease
Insight would assume that the asset will have a resale/residual value at the end of the lease period and therefore you would pay a lower rental value. At the end of the contract term you may return the equipment to Insight who will resell the equipment at the assumed resale value in order to realise a profit. As Insight assumes the risk associated to the asset, it is shown on their balance sheet and not yours. This is known as ‘off balance sheet funding’.

Lease Rental
IGF’s standard lease option offering. IGF will procure the goods in question and you will rent the equipment from IGF. Once the lease term has ended IGF will own the equipment. This option offers you an extremely flexible choice, especially if the group wish to upgrade or add equipment before the lease ends.

Lease Purchase
Should you choose to lease purchase the goods the group will own the equipment once the lease has ended. If you wish to make additions to the equipment list then a separate agreement must be undertaken, therefore this option is not as flexible as a lease rental.

Residual Based Lease
You will have the option to buy the equipment at the end of the lease period with a ‘balloon’ payment. Payment will be lower than the lease rental price but the agreement is not as flexible as the residual payment must be taken into account when upgrading.

Master Leases
The master lease option is based on a lease rental agreement and is ideal should you wish to roll out an upgrade programme over a period of time. A Master Lease would be put in place and every time you wish to take out more equipment it is added to the lease as a schedule. This option keeps documentation to a minimum and is highly flexible in terms of add-ons and upgrades.

Rolling Contracts
Rolling/revolving contracts can be combined with Master leases and would be best used if you wish to enable continuous upgrades. You would have to plan upgrade paths for equipment. Once certain milestones have been reached, i.e. installations get to an agreed age, equipment will be replaced with new technology and the contract will be rolled over for a new period.

Software Leases
IGF can offer software only leases where licensing rights are with you from inception and stay with you on payment of final rental.

Technology Refresh
This option would allow you to take the equipment on a lease and add to the equipment list or replace a percentage of the equipment. This is a very flexible option and the contract is simply modified to transact over an alternate period if an amendment is made.


How is a lease different from a loan?
A lease is an agreement to make payments for a specific amount of time for the right to use the equipment owned by the lease company. Leases are generally more flexible than loans and offer tax efficiency.

What is required to qualify for a lease?
A simple, one page application is usually all that's needed. Financial information will be required for certain leases.

How long for an approval?
Approvals are usually accomplished within 4 hours, depending on the size of the transaction and all submitted information is correct and complete.

How much of an initial investment is required?
Usually, two security deposits based upon the monthly payments are required.

What is the minimum pound value that can be leased?
The minimum required is £1000.00.

Can service fees be added?
Yes. Installation and service fees can be included to the lease as well as the first year maintenance contract.

What about adding software?
Yes. Software and other soft costs can be added to the lease. Software only leases are available at special rates.

What about adding equipment at a later date?
Yes. Simple add-on programs are available throughout the term off the lease.

Should you require further information please contact your Account Manager and ask to speak to an IGF representative


Insight Global Finance is able to provide IT-specific leasing options to our customer base complimenting Insight’s core competencies in order execution, competitive pricing, product selection and services. Utilising an Insight lease can assist your organisation in deploying the hardware, software and services when you need them, other benefits include:

• Single source provision of IT products, services and finance
• Specialist team dedicated to providing the right funding route
• A single point of contact for all you financial needs
• Flexibility in our leasing approach
• Finance ‘hard’ and ‘soft’ costs such as product and services
• Specialist options such as software leases

Our technical sophistication, competitive pricing, widespread domestic reach and ability to fulfil customer requirements ensure Insight is the first choice, single source IT product, services and finance provider in the UK.